Global investing at your fingertips

For Thai citizens:

• Verify your identity using the NDID service provided by the bank via Mobile Banking application. For more information, please click here. Or
• Verify your identity using a valid Thai National ID card and valid passport through our application.

For Foreigners:

• Passport (minimum validity 3 months)
• Proof of current address dated within 3 months (e.g. utility bill, phone bill, bank statement or credit card bill) that clearly shows your full name and current address.

You can find the transfer instruction in our application.

Step 1: Select "Transfer" on the dashboard

Step 2: Select "Put money in"

Step 3: Select "One-time" or "Monthly" deposit plan

Step 4: Enter your desired deposit amount and select “Continue”

Step 5: Save your QR Code shown in the transfer instruction to initiate the transfer via your mobile banking app

Please note that there will be a currency conversion fee (THB to USD) charged by our bank, Citibank, at 0.1% of the spot rate. A currency conversion fee that low is usually only available to institutional investors.

Once the transfer has been received and linked to your StashAway account, you will receive a receipt confirmation from us via email. Thereafter, you can expect to see your funds invested and reflected within 3-6 business days.

We will first convert 100% of your cash from THB to USD, 99% of your funds will then be invested in the ETFs according to your portfolio allocation while 1% will remain in USD cash for rebalancing and management fees.

Once the transfer has been received and linked to your StashAway account, you will receive a receipt confirmation from us via email. Thereafter, you can expect to see your funds invested and reflected within 3-6 business days.

The annual management fee is calculated as a percentage of the total assets under management, ranging from 0.2% - 0.8%, and is charged monthly on a pro-rata basis. i.e if you invested on the 15th of a particular month, we will not charge you for the first 15 days.

The other fee included is the low fee associated with the ETFs, averaging 0.15% - 0.25%.

Additionally, there is a currency conversion fee charged by our vendor, at 0.1% of the transaction amount. This preferential rate compares favorably against the significantly higher currency conversion fees charged by commercial/retail banks (easily between 0.4% and 1.0% depending on transaction size). 

Unlike most traditional financial managers, we do not (and never will) charge for withdrawals or account closures. We also don’t charge a front-end fee, remittance fee, trading commission, and custodian fee.

More details on how StashAway can charge low fees can be found here.

To find out about your returns, you can log into your StashAway account. Select "Performance" tab. The "Performance" tab will show you the breakdown of your returns in USD and THB.