Be in control with Flexible Portfolios

With Flexible Portfolios, you can pick the asset classes you want, decide their exact allocations, and change them any time.

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We’re licensed by the Securities and Exchange Commission (License no. Lor Khor-0136-01).

Be in control with Flexible Portfolios
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Build a portfolio from 60+ asset classes globally

We’ve curated the best ETFs that represent more than 60 different asset classes ranging from S&P500, Nasdaq100, Emerging Markets to Genomics, REITs, Healthcare, Semiconductor, Blockchain, and more. We’ve done the research so you don’t have to.

See the full list of assets here.

Build a portfolio from scratch or customise a portfolio from 4 templates

USD Cash Plus

Provides exposure to short-duration US government bonds with maturities between 0–3 months. 

Great for: protecting against inflation

Risk-focused template

Provides globally-diversified exposure aligned to your risk preference.

Great for: building the foundation of your wealth

Passive Income

Provides exposure to assets that can give regular payouts.

Great for: building a passive income stream

World Index Tracking template

Provides exposure to global markets.

Great for: diversifying across geographies and industries

Reinvest or cash out your dividends with all Flexible Portfolios

Reinvest your dividends and get the most out of your compounded returns over the long term. Or, create a passive income stream by cashing out your dividends. You can cash out your dividends when your portfolio generates a minimum of 200 THB in dividend payouts per month.

Customising is easier than ever

  • Easy to customise
  • No minimum balance or lock-in
  • ETFs curated by experts
  • Tweak it whenever you want
  • No limit to changes
Customising is easier than ever

How it works

Start with a template portfolio or start from scratch
Add or remove asset classes
Adjust their allocations
Find out how much risk you’re taking on
Tweak it whenever you want

We believe you should know the risk you’re taking on

What does "low", "medium", or "high risk" even mean? Unlike other platforms, we calculate the potential downside of your investment selection so that you know exactly how much risk you're taking on. You can read more about how we calculate the risk level here.

Risk Level:

There’s a 99% chance that your portfolio won’t lose more than 19% in a given year
Very conservative
Very aggressive
There’s a 99% chance that your portfolio won’t lose more than 19% in a given year

ETFs curated from some of the world’s top fund managers

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Begin your investment journey

Start investing from as little as you want. 


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Begin your investment journey

Frequently Asked Questions

We manage your portfolio by always maintaining your asset allocations according to the proportions you set. This means we won’t re-optimise your Flexible Portfolios on your behalf when market conditions change.

We do this by maintaining the target allocations set by you. When market changes influence the asset allocation of your portfolio, we will re-align it to its target proportion (weightage) by buying and/or selling specific assets.

Your portfolio is also rebalanced when you make a deposit, request a partial withdrawal or make a change in the allocations within your portfolio.

Rebalancing is important, even if the asset class is performing well because it allows an investor to stay on target with his or her original investing strategy.

We choose the largest, most liquid, most tradable, and most cost-effective ETFs with the lowest tracking error to their indexes, and those with a sufficiently long track record.

We choose simple ETFs, which means they have no leverage or complex payoffs, and have no ETNs to avoid credit risk of issuers. You can find our fund selection criteria here.

Our annual management fee for Flexible Portfolios ranges between 0.2% and 0.8%. There's no minimum investment amount and no front-end or back-end fees, trading commission, custodian fee, nor rebalancing fees. Learn more about our pricing here.

It's really up to you! You can create as many Flexible Portfolios as you want depending on your needs and preferences.

Whether you want a portfolio with a single asset class or up to 33, the choice is yours.

View more FAQs